Carrier-ready documentation

Roof Certification Letters for Insurance

Got a non-renewal letter? Binding a new policy on an older roof? Shopping your way off the FAIR Plan? Your carrier wants documentation of the roof's material, age, and condition — and your roofer's word carries a repair bid behind it. Ours doesn't. We fly it, photograph it, and deliver an independent, carrier-ready condition letter signed by an InterNACHI Certified Professional Inspector.

$225flat, most homes
24 hrstypical delivery*
Dronefull roof coverage
Drone view of an asphalt shingle roof with solar panels and a brick chimney in Santa Barbara

When you need one

Non-renewal or conditional renewalYour carrier asked for proof of roof condition or age before continuing coverage. The letter answers exactly that question, with photographs.
Binding a new policyCarriers increasingly decline to bind on roofs past 15–20 years without documentation. An independent letter gives your broker something to work with.
FAIR Plan & re-shoppingDocumented condition is the starting point for shopping your way back to the standard market.
Escrow & lendersWhen a transaction needs a roof opinion without a roofer's repair bid attached.

What's in the letter

Drone imagery of the full roofEvery slope, penetration, and flashing detail — including what can't be seen from a ladder.
Material, age & condition summaryCovering type, observed wear, prior repairs, and the details a underwriter reads first.
Photo appendixLarge, captioned photographs formatted for an underwriting file.
Signed attestationOn our letterhead, by an InterNACHI Certified Professional Inspector, with credentials stated.
The honest fine print: this is an independent condition report, not a roofer's warranty. We document what is observable on the day — we don't guarantee the roof, and we don't perform roof repairs, which is exactly why carriers and brokers can trust the opinion. Whether a carrier offers or continues coverage is always the carrier's decision. *Delivery within 24 hours applies in ideal circumstances; complex roofs or limited access can take longer, and we'll tell you on the day if it will.

Questions we get

Will this get me an insurance discount?

Not automatically. The letter gives your carrier or broker documented facts — material, age, observed condition — instead of assumptions. Some carriers respond with better terms; that decision is theirs. What the letter reliably does is keep an undocumented roof from being the reason you're declined.

How is this different from a roofer's certification?

A roofing contractor's certification usually warrants the roof against leaks — and that contractor is often also bidding your repairs. Our letter is independent documentation by an inspector who performs no roof work. There is no repair bid behind our opinion, and underwriters know it.

Do you inspect tile and flat roofs?

Yes — asphalt shingle, clay and concrete tile, metal, and low-slope membranes. Tile roofs are flown rather than walked, which is better for the tile and for the documentation.

What areas do you cover?

All of Santa Barbara County — Santa Barbara, Goleta, Montecito, Carpinteria, Summerland, the Santa Ynez Valley, Lompoc — plus Ventura and Ojai.

Call (805) 222-6164 — letters typically within 24 hours